AI-Powered Financial Optimization Platform

One AI Platform. Three Ways to Find Hidden Financial Opportunities.

BonusMax AI helps families, professionals, and small business owners discover potential opportunities across rewards, health benefits, and tax benefits — all in one place.

Rewards
Health
Tax

BonusMax AI is organized into three connected engines. Each module has a Marketplace to browse opportunities and an Optimizer to generate personalized AI recommendations.

Three Modules. One Platform.

Each module helps you discover and optimize a different area of your financial life.

BonusMax Rewards

Find credit card bonuses, bank account bonuses, and personalized reward strategies.

Potential Annual Opportunity

Up to $7,500/year

  • Credit card bonus offers
  • Bank account bonus offers
  • Business card opportunities
  • AI rewards strategy
  • Bonus tracker
  • Deadline alerts

BonusMax Health

Compare health plans, HSA, FSA, and dependent care benefit opportunities.

Potential Annual Opportunity

Up to $12,000/year

  • Health benefit options
  • PPO vs HDHP comparison
  • HSA optimizer
  • FSA optimizer
  • Dependent Care FSA calculator
  • Medical cost scenarios

BonusMax Tax

Discover potential deductions, credits, and tax benefit opportunities.

Potential Annual Opportunity

Up to $20,000+/year

  • Deduction discovery
  • Expense allocation
  • Vehicle deduction analyzer
  • Home office checklist
  • Business asset deduction
  • Tax document checklist

Example: One Household, Three Opportunity Areas

See how a typical family could uncover potential financial opportunities using all three BonusMax modules.

Household Scenario

Married couple with two children
$5,000 monthly credit card spending
One side business or LLC
Employer health plan options
HSA/FSA eligible expenses

BonusMax Rewards

$6,200

BonusMax Health

$8,400

BonusMax Tax

$12,500

Total Potential Annual Opportunity

$27,100

Examples are for illustration only. Actual results vary based on eligibility, spending, income, tax situation, employer benefit options, household profile, offer availability, and user actions.

Preview What You Get

See What BonusMax AI Delivers

Here's a preview of the personalized reports and analysis you'll receive after creating your free account.

AI Rewards Strategy Report

Recommended Card #1

Chase Sapphire Preferred

$1,250bonus value

Recommended Card #2

Amex Blue Business Plus

$300+ 2x on all purchases
Total 90-Day Strategy Value$3,750
Personalized to your spending & credit profile
Health Benefits Analysis

PPO vs HDHP + HSA

Recommended

PPO Annual Cost

$8,400

HDHP + HSA Cost

$5,200

HSA Contribution Potential

$8,300family max (2026)
Potential Annual Savings$3,200
Based on your family size & medical usage
Tax Optimization Preview

Deductions Discovered

Home Office Deduction
$6,500
Vehicle Mileage (Business)
$4,200
HSA Contributions
$8,300
SEP-IRA Contribution
$12,000
Estimated Tax Savings$7,750
Tailored to your income & business type

No credit card required. Reports generated instantly.

100+

Reward Offers

$25K+

Potential Opportunity

15+

Tax Benefit Categories

3

AI Modules

BonusMax AI provides educational financial information only and does not provide financial, tax, legal, accounting, banking, insurance, medical, or investment advice. Users should consult qualified professionals before making financial, tax, insurance, or healthcare decisions.