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SoFi

Checking and Savings

Bank Account Offer

71
High Value

Sign-Up Bonus Value

$300
Requirement

$5,000 direct deposit

Time to Complete

30 days

Year 1 Value

Sign-up Bonus$300
Net Year 1 Value$300

Values are estimated based on publicly available offer terms and typical spending patterns. Actual value depends on your spending habits, redemption methods, and eligibility.

Offer Details

Monthly Fee
No Monthly Fee
Fee Waiver
No monthly fee
Effective APY
3.80%
Holding Period
30 days
Direct Deposit
Required
Difficulty
Advanced

Verification

Source

manual

Last Verified

Jun 22, 2026

Bonus Value

$300

Clicking "Apply Now" takes you to SoFi's website. BonusMax AI does not process applications.

Quick Facts

  • 30 days to complete
  • Advanced difficulty
  • $5,000 direct deposit

Offer details may change. Always verify current terms on SoFi's official website before applying.

BonusMax AI provides educational financial information only. We are not a financial advisor, bank, or credit card issuer. Offer values are estimates and may differ from actual results. Always review the issuer's terms and conditions before applying.