Privacy Policy

1. Introduction

WECH LLC ("Company," "we," "us," or "our") operates the BonusMax AI platform at wech-bonus-max.com (the "Website"). This Privacy Policy describes how we collect, use, disclose, and protect your personal information when you visit our Website or use our services.

By accessing or using BonusMax AI, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our Website.

2. Information We Collect

Information You Provide Directly:

• Account registration information (name, email address, password)
• Profile information and financial preferences you voluntarily enter
• Contact form submissions (name, email, phone, company, message)
• Information entered into optimization tools (spending amounts, health plan details, tax-related inputs)

Information Collected Automatically:

• Device information (browser type, operating system, screen resolution)
• Usage data (pages visited, features used, time spent, click patterns)
• IP address and approximate geographic location
• Cookies and similar tracking technologies (see Section 7)
• Referral URLs and search terms used to reach our Website

3. How We Use Your Information

We use collected information to:

• Provide and operate the BonusMax AI platform and services
• Generate personalized AI-powered recommendations for credit card bonuses, health benefit options, and tax optimization opportunities
• Create and maintain your user account
• Respond to your inquiries and contact form submissions
• Send email communications related to your account, including verification emails, password resets, and service-related notifications
• Improve our Website, features, content, and user experience
• Analyze usage trends and platform performance
• Detect and prevent fraud, abuse, or security incidents
• Comply with legal obligations

4. How We Share Your Information

We do not sell your personal information. We may share information with:

• Service Providers: Third-party services that help us operate the platform (e.g., email delivery, hosting, analytics, AI processing). These providers are contractually obligated to protect your data.
• Legal Requirements: When required by law, regulation, legal process, or government request.
• Business Transfers: In connection with a merger, acquisition, or sale of company assets.
• With Your Consent: When you explicitly authorize us to share information.

When you click "Apply" or similar links for credit card, bank, health plan, or tax-related offers, you are directed to third-party websites. Those third parties have their own privacy policies, and we are not responsible for their practices.

5. AI-Generated Content

BonusMax AI uses artificial intelligence to generate summaries, recommendations, and optimization suggestions. Information you provide to AI-powered features (such as the AI Copilot, Rewards Strategy Engine, Health Optimizer, or Tax Optimizer) may be processed by third-party AI services. We do not use your personal financial data to train AI models. AI-generated outputs are for informational and educational purposes only and should be independently verified.

6. Data Security

We implement reasonable technical and organizational measures to protect your personal information, including encrypted data transmission (HTTPS/TLS), secure password hashing, and access controls. However, no method of electronic storage or transmission is 100% secure, and we cannot guarantee absolute security.

7. Cookies and Similar Technologies

BonusMax AI may use cookies and similar technologies for:

• Essential Cookies: Required for basic site functionality, authentication, and security.
• Analytics Cookies: Help us understand how visitors interact with our Website to improve performance and content.
• Preference Cookies: Remember your settings, choices, and personalization preferences.

You can control cookie preferences through our cookie consent banner or your browser settings. Disabling cookies may limit certain features of the Website.

8. Your Rights and Choices

Depending on your location, you may have the right to:

• Access, correct, or delete your personal information
• Opt out of marketing communications
• Request a copy of the data we hold about you
• Withdraw consent where processing is based on consent
• Lodge a complaint with a supervisory authority

To exercise any of these rights, please contact us at contact.wech@wechllc.com.

9. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. We may also retain certain information as required by law, to resolve disputes, enforce agreements, or for legitimate business purposes.

10. Children's Privacy

BonusMax AI is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will take steps to delete it.

11. Third-Party Links

Our Website contains links to third-party websites, including banks, credit card issuers, health insurance providers, tax-related services, and other financial institutions. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of BonusMax AI after any changes constitutes acceptance of the revised policy.

13. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us: