Tax Marketplace
Compare tax-advantaged accounts, provider bonuses, and contribution opportunities.
Showing 28 items
Traditional IRA, Roth IRA, Rollover IRA
Robinhood
IRA Match
1% - 3% match on contributions
Conditions
Robinhood Gold required for 3% match. 1% for free tier.
Fees
$0 commission. Gold $5/mo for 3%
Best For
Beginners, hands-on investors
Holding
5 years for match
Last verified: 2026-01-15
IRA
Robinhood
IRA Match
1%-3% match on IRA contributions
Conditions
Robinhood Gold for 3%
Fees
Gold $5/mo
Best For
New IRA contributors
Holding
5 years
Last verified: 2026-01-15
Traditional IRA, Roth IRA, Rollover IRA
Charles Schwab
Transfer bonus
Up to $1,000 for transfers over $50K
Conditions
Bonus tiers based on transfer amount
Fees
$0 commission. No account fees
Best For
Full-service brokerage users
Holding
1 year
Last verified: 2026-01-15
Solo 401(k), SEP IRA
Charles Schwab
Transfer bonus available
Up to $1,000 for transfers
Conditions
Self-employed or small biz
Fees
$0 setup, $0 annual fee
Best For
Self-employed wanting transfer bonus
Holding
1 year for bonus
Last verified: 2026-01-15
IRA / Brokerage
Charles Schwab
Transfer Bonus
Up to $1,000 for transfers $50K+
Conditions
Transfer or rollover $50K+
Fees
$0
Best For
Rollover candidates
Holding
1 year
Last verified: 2026-01-15
529 Education Savings
Illinois Bright Start 529
State tax deduction
Up to $20K state deduction (married)
Conditions
Illinois taxpayer
Fees
0.07%-0.51% expense ratio
Best For
Illinois residents
Holding
None
Last verified: 2026-01-15
529 Education Savings
NY 529 Direct Plan
State tax deduction
Up to $10K state tax deduction (married)
Conditions
NY state taxpayer
Fees
0.12%-0.17% expense ratio
Best For
New York residents
Holding
None
Last verified: 2026-01-15
Traditional IRA, Roth IRA, Rollover IRA
SoFi
IRA Match
1% match on contributions
Conditions
SoFi Plus members get 1% match
Fees
$0 commission. No account fees
Best For
Beginners, all-in-one platform users
Holding
5 years for match
Last verified: 2026-01-15
IRA
SoFi
IRA Match
1% match on contributions
Conditions
SoFi Plus membership
Fees
$0
Best For
SoFi ecosystem users
Holding
5 years
Last verified: 2026-01-15
Traditional IRA, Roth IRA, Rollover IRA
E*TRADE
Transfer bonus
Up to $600 + free trades for transfers
Conditions
Based on amount transferred
Fees
$0 commission on stocks/ETFs
Best For
Active traders
Holding
6-12 months
Last verified: 2026-01-15
Traditional IRA, Roth IRA, Rollover IRA
Merrill Edge
Transfer bonus
Up to $600 for transfers
Conditions
Transfer $20K+ to qualify
Fees
$0 commission on stocks/ETFs
Best For
Bank of America customers (Preferred Rewards)
Holding
1 year
Last verified: 2026-01-15
IRA / Brokerage
Merrill Edge
Transfer Bonus
Up to $600 for transfers $20K+
Conditions
BofA Preferred Rewards integration
Fees
$0
Best For
Bank of America customers
Holding
1 year
Last verified: 2026-01-15
IRA / Brokerage
E*TRADE
Transfer Bonus
Up to $600 + free trades
Conditions
Transfer based on tier
Fees
$0
Best For
Active traders transferring accounts
Holding
6-12 months
Last verified: 2026-01-15
HSA
Fidelity HSA
No-fee HSA
$0 fees = $48+/yr saved vs competitors
Conditions
HDHP enrollment
Fees
$0
Best For
HSA savers and investors
Holding
None
Last verified: 2026-01-15
Traditional IRA, Roth IRA, Rollover IRA, SEP IRA
Fidelity
No match/bonus
No current bonus
Conditions
No minimum to open
Fees
$0 commission on stocks/ETFs. No account fees
Best For
Long-term investors, index fund fans
Holding
None
Last verified: 2026-01-15
HSA
Fidelity HSA
No fee HSA
No monthly fees, full investment access
Conditions
HDHP enrollment required
Fees
$0 monthly fee. No minimum balance
Best For
Investors who want full brokerage HSA
Holding
None
Last verified: 2026-01-15
HSA
Lively
No fee HSA
Free HSA with TD Ameritrade investing
Conditions
HDHP enrollment required
Fees
$0 monthly fee for individuals
Best For
Tech-savvy users, modern UI
Holding
None
Last verified: 2026-01-15
529 Education Savings
Utah my529
Customizable portfolios
Build your own portfolio
Conditions
Available nationally
Fees
0.11%-0.21% expense ratio
Best For
National - DIY investors
Holding
None
Last verified: 2026-01-15
HSA
Optum Bank
UnitedHealth integration
Seamless UHC integration
Conditions
HDHP enrollment required
Fees
$2.75/mo (often employer-paid)
Best For
UnitedHealth plan holders
Holding
None
Last verified: 2026-01-15
HSA
HealthEquity
Largest HSA provider
Wide employer availability
Conditions
HDHP enrollment required
Fees
$3.95/mo for investing (some employer-paid)
Best For
Employer-directed HSA users
Holding
None
Last verified: 2026-01-15
Traditional IRA, Roth IRA, Rollover IRA
Vanguard
No bonus
Low-cost index funds
Conditions
No minimum for most funds
Fees
$0 commission on Vanguard funds. Low expense ratios
Best For
Passive index investors
Holding
None
Last verified: 2026-01-15
529 Education Savings
Vanguard 529 (Nevada)
Low-cost index funds
Low expense ratios from 0.13%
Conditions
Available nationally
Fees
0.13%-0.19% expense ratio
Best For
National - low-cost investors
Holding
None
Last verified: 2026-01-15
Solo 401(k), SEP IRA
Guideline
Payroll integrated
Built-in payroll integration
Conditions
Small business with or without employees
Fees
$49/mo base + $8/mo per participant
Best For
Small employers with employees, payroll need
Holding
None
Last verified: 2026-01-15
Solo 401(k)
Betterment for Business
Automated investing
Robo-advisor 401(k)
Conditions
Business entity required
Fees
$150/mo + 0.25% AUM or per-employee pricing
Best For
Businesses wanting hands-off investing
Holding
None
Last verified: 2026-01-15
HSA
HSA Bank
Wide availability
Available through many employers
Conditions
HDHP enrollment required
Fees
$2.50-$4.50/mo (some employers cover fees)
Best For
Employer-sponsored HSA users
Holding
None
Last verified: 2026-01-15
529 Education Savings
California ScholarShare 529
No state tax benefit
Competitive fees
Conditions
Available nationally. No CA state deduction
Fees
0.08%-0.42% expense ratio
Best For
California residents (no state benefit)
Holding
None
Last verified: 2026-01-15
Solo 401(k), SEP IRA, SIMPLE IRA
Fidelity
No setup fee
Free to open, no account fees
Conditions
Self-employed or business owner
Fees
$0 setup, $0 annual fee
Best For
Solo business owners, freelancers
Holding
None
Last verified: 2026-01-15
Solo 401(k), SEP IRA, SIMPLE IRA
Vanguard
Low-cost leader
Industry-leading expense ratios
Conditions
Self-employed or business owner
Fees
$20/yr per fund (waived with e-delivery)
Best For
Passive index investors, buy-and-hold
Holding
None
Last verified: 2026-01-15
BonusMax Tax provides educational comparison information only. BonusMax does not provide tax, legal, accounting, investment, banking, insurance, or financial advice. BonusMax does not guarantee eligibility, tax savings, investment returns, bonuses, matches, or account approval. All account terms, offers, fees, eligibility rules, contribution limits, and tax treatment must be verified on the official provider website and with qualified professionals.