Terms of Use

1. Acceptance of Terms

These Terms of Use ("Terms") govern your access to and use of the BonusMax AI platform at wech-bonus-max.com (the "Website"), operated by WECH LLC ("Company," "we," "us," or "our"). By accessing or using BonusMax AI, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use the Website.

2. Description of Services

BonusMax AI is an informational platform that provides:

• Credit card and bank bonus offer information and comparison tools
• Health benefit plan information and optimization tools
• Tax-related benefit information and optimization tools
• AI-generated summaries, recommendations, and educational content
• Bonus tracking and alert features

All information, tools, and recommendations provided through BonusMax AI are for informational and educational purposes only.

3. Not Professional Advice

You should always verify all information with official banks, credit card issuers, insurance providers, government sources, or qualified professionals before making any financial, tax, health, or insurance decisions. BonusMax AI does not guarantee rewards, savings, approval, eligibility, tax benefits, or any specific financial outcome.

4. User Accounts

• You must be at least 18 years old to create an account.
• You are responsible for maintaining the confidentiality of your account credentials.
• You agree to provide accurate, current, and complete information during registration.
• You are responsible for all activities that occur under your account.
• We reserve the right to suspend or terminate accounts that violate these Terms.

5. Acceptable Use

You agree not to:

• Use the Website for any unlawful purpose or in violation of applicable laws
• Attempt to gain unauthorized access to any part of the Website or its systems
• Interfere with or disrupt the Website's infrastructure or security features
• Scrape, crawl, or use automated tools to extract data from the Website without permission
• Impersonate any person or entity or misrepresent your affiliation
• Upload malicious code, viruses, or harmful content
• Use the Website to compete directly with BonusMax AI services
• Reproduce, distribute, or create derivative works from our content without authorization

6. Third-Party Offers and Links

BonusMax AI displays information about credit card offers, bank account offers, health insurance plans, and tax-related products from third-party providers. When you click "Apply," "View Details," or similar links that direct you to a third-party website:

• You are leaving BonusMax AI and entering a third-party website.
• The third party's own terms, conditions, and privacy policies apply.
• BonusMax AI is not responsible for the content, accuracy, or practices of third-party websites.
• Offers, rates, eligibility rules, bonuses, and terms displayed on BonusMax AI may change without notice. Always verify current terms on the issuer's or provider's official website.

7. AI-Generated Content

BonusMax AI uses artificial intelligence to generate summaries, recommendations, comparisons, and optimization suggestions. You acknowledge and agree that:

• AI-generated information may contain errors, inaccuracies, or outdated data.
• AI outputs are for informational and educational purposes only and should be independently verified.
• AI-generated content does not constitute professional financial, tax, medical, legal, or insurance advice.
• You are solely responsible for decisions made based on AI-generated content.
• We do not guarantee the accuracy, completeness, or reliability of any AI-generated output.

8. Intellectual Property

All content on BonusMax AI — including text, graphics, logos, icons, software, code, design elements, and AI-generated content — is the property of WECH LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without prior written permission.

9. Limitation of Liability

To the maximum extent permitted by law, WECH LLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of BonusMax AI, including but not limited to:

• Loss of revenue, profits, or anticipated savings
• Decisions made based on information provided by the Website
• Inaccuracies in offer details, rates, or terms
• Denial of credit card, bank, insurance, or other applications
• Tax outcomes or penalties resulting from actions taken based on Website content
• Errors in AI-generated recommendations or summaries
• Service interruptions, data loss, or security breaches

BonusMax AI is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

10. Indemnification

You agree to indemnify, defend, and hold harmless WECH LLC and its affiliates from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorney's fees) arising from your use of the Website, your violation of these Terms, or your violation of any rights of a third party.

11. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of BonusMax AI after changes are posted constitutes acceptance of the revised Terms. We encourage you to review these Terms periodically.

12. Termination

We may terminate or suspend your access to BonusMax AI at any time, with or without cause, with or without notice. Upon termination, your right to use the Website immediately ceases. Provisions of these Terms that by their nature should survive termination shall survive.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes arising from these Terms or your use of BonusMax AI shall be resolved in the appropriate courts.

14. Contact Information

For questions about these Terms, please contact us: