Chase Sapphire Preferred

Credit Card Offer

Best Overall

Sign-Up Bonus Value

$1,000(100,000 points)

Requirement

$5,000 spend in 3 months

Time to Complete

90 days

Year 1 Value

Sign-up Bonus$1,000

Ongoing Rewards (est.)$450

Annual Fee-$95

Net Year 1 Value$1,355

Year 2+ Ongoing Value

Ongoing Rewards (est.)$450

Annual Fee-$95

Net Year 2 Value$355

Values are estimated based on publicly available offer terms and typical spending patterns. Actual value depends on your spending habits, redemption methods, and eligibility. Point values use standard transfer partner valuations.

Offer Details

Annual Fee

$95

Rewards Rate

3x dining/travel, 1x other

Credit Score Needed

Good

Best For

Dining, Travel

Credit Impact

Medium

Spending Timeframe

3 months

Difficulty

Intermediate

Verification

Source

manual

Last Verified

Jun 29, 2026

Bonus Value

$1,000

$95/yr fee

Clicking "Apply Now" takes you to Chase's website. BonusMax AI does not process applications.

Quick Facts

90 days to complete
Intermediate difficulty
$5,000 spend in 3 months
Good credit recommended

Offer details may change. Always verify current terms on Chase's official website before applying.

BonusMax AI provides educational financial information only. We are not a financial advisor, bank, or credit card issuer. Offer values are estimates and may differ from actual results. Always review the issuer's terms and conditions before applying.