United Club

Credit Card Offer

High Value

Sign-Up Bonus Value

$1,320(110,000 united points)

Requirement

$5,000 spend in 3 months

Time to Complete

90 days

Year 1 Value

Sign-up Bonus$1,320

Ongoing Rewards (est.)$280

Annual Fee-$695

Net Year 1 Value$905

Year 2+ Ongoing Value

Ongoing Rewards (est.)$280

Annual Fee-$695

Net Year 2 Value$-415

Values are estimated based on publicly available offer terms and typical spending patterns. Actual value depends on your spending habits, redemption methods, and eligibility. Point values use standard transfer partner valuations.

Earning Rates

All purchases1x

Offer Details

Annual Fee

$695

Credit Score Needed

Excellent

Best For

Travel

Credit Impact

Medium

Spending Timeframe

3 months

Difficulty

Advanced

Verification

Source

scraped

Last Verified

Aug 17, 2026

Bonus Value

$1,320

$695/yr fee

Clicking "Apply Now" takes you to Chase's website. BonusMax AI does not process applications.

Quick Facts

90 days to complete
Advanced difficulty
$5,000 spend in 3 months
Excellent credit recommended

Offer details may change. Always verify current terms on Chase's official website before applying.

BonusMax AI provides educational financial information only. We are not a financial advisor, bank, or credit card issuer. Offer values are estimates and may differ from actual results. Always review the issuer's terms and conditions before applying.