Green

Credit Card Offer

Advanced

Sign-Up Bonus Value

$400(40,000 american express points)

Requirement

$3,000 spend in 6 months

Time to Complete

180 days

Year 1 Value

Sign-up Bonus$400

Ongoing Rewards (est.)$315

Annual Fee-$150

Net Year 1 Value$565

Year 2+ Ongoing Value

Ongoing Rewards (est.)$315

Annual Fee-$150

Net Year 2 Value$165

Values are estimated based on publicly available offer terms and typical spending patterns. Actual value depends on your spending habits, redemption methods, and eligibility. Point values use standard transfer partner valuations.

Earning Rates

Travel3x

Transit3x

Dining3x

All other purchases1x

Offer Details

Annual Fee

$150

Credit Score Needed

Good

Best For

Other

Credit Impact

Medium

Spending Timeframe

6 months

Difficulty

Intermediate

Verification

Source

scraped

Last Verified

Aug 17, 2026

Bonus Value

$400

$150/yr fee

Clicking "Apply Now" takes you to American Express's website. BonusMax AI does not process applications.

Quick Facts

180 days to complete
Intermediate difficulty
$3,000 spend in 6 months
Good credit recommended

Offer details may change. Always verify current terms on American Express's official website before applying.

BonusMax AI provides educational financial information only. We are not a financial advisor, bank, or credit card issuer. Offer values are estimates and may differ from actual results. Always review the issuer's terms and conditions before applying.