Platinum Rewards

Credit Card Offer

Advanced

Sign-Up Bonus Value

$150(15,000 penfed points)

Requirement

$1,500 spend in 3 months

Time to Complete

90 days

Year 1 Value

Sign-up Bonus$150

Ongoing Rewards (est.)$240

Net Year 1 Value$390

Year 2+ Ongoing Value

Ongoing Rewards (est.)$240

Net Year 2 Value$240

Values are estimated based on publicly available offer terms and typical spending patterns. Actual value depends on your spending habits, redemption methods, and eligibility. Point values use standard transfer partner valuations.

Earning Rates

All purchases1x

Offer Details

Annual Fee

No Annual Fee

Credit Score Needed

Fair

Best For

Other

Credit Impact

Medium

Spending Timeframe

3 months

Difficulty

Beginner

Verification

Source

scraped

Last Verified

Aug 17, 2026

Bonus Value

$150

Clicking "Apply Now" takes you to PenFed's website. BonusMax AI does not process applications.

Quick Facts

90 days to complete
Beginner difficulty
$1,500 spend in 3 months
Fair credit recommended

Offer details may change. Always verify current terms on PenFed's official website before applying.

BonusMax AI provides educational financial information only. We are not a financial advisor, bank, or credit card issuer. Offer values are estimates and may differ from actual results. Always review the issuer's terms and conditions before applying.